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admin@moneyplus.site -
Address
India, New Delhi
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Phone
+91
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Empower your dreams with our flexible loan options!
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MONEY PLUS
Dear Customers' if you not submit your loan payment on time then You have to pay 499₹ Panelty Next Day. After That if you not pay Panelty or Loan amount then after 10 days one more Panelty set on your account. Note - if you not pay loan payment on time then you have to pay 499₹ Panelty on every next 10 days.प्रिय ग्राहकों, यदि आप समय पर अपना ऋण भुगतान जमा नहीं करते हैं, तो आपको अगले दिन 499₹ पैनल्टी का भुगतान करना होगा। उसके बाद यदि आप पैनल्टी या ऋण राशि का भुगतान नहीं करते हैं, तो 30 दिनों के बाद आपके खाते में एक और पैनल्टी सेट हो जाएगी। नोट - यदि आप समय पर ऋण भुगतान नहीं करते हैं, तो आपको हर अगले 30 दिनों में 499₹ पैनल्टी का भुगतान करना होगा।Get to know the team behind MoneyPlus, India's first app to offer instant online credit, making credit easily accessible to millions of Indians right when they need it, without any collateral or complex paperwork.MoneyPlus MoneyPlus is India's first app-based credit line. Offered in partnership with leading banks, it is not just a personal loan, not just a credit card, but a personal credit line. In simple words, MoneyPlus is catering to the credit needs of middle-class customers in India. Present in 40+ cities, we are providing small- medium cash loans, quick credit on mobile, affordable interest rates and flexible EMIs.Founded by a passionate pack of IIT/ISB alumni, MoneyPlus aims to make credit accessible to the millions of Indians, who have a hard time getting credit when they needFor most of us, applying for a personal loan is a cumbersome process. Those who have credit cards, end up paying high interests on credit card loans. The other option of taking help from family and friends is not quite pleasant either and not everyone gets a salary advance from their employers.MoneyPlusThis was the situation, in which one of our founders found himself and felt strongly that a faster and an affordable alternative was needed to help consumers get easy access to credit.The Money Plus application process is extremely consumer friendly. We are continuously striving to bring the most seamless and hassle-free credit experience to the consumers. With our no usage no interest feature, we have also made taking credit more affordable. You only interest only on the amount used.With the balance available to the customer at no cost, forever! We take pride in being completely transparent and do not keep any charges hidden.about-nocap-3With MoneyPlus, the process of applying for credit is dramatically simplified to a few taps on our free mobile app. Any individual, who has a smart-phone and a PAN, can check his/her eligible limit in less than 15 minutes through the app. The entire process is largely paperless except for some essential documents required to meet our partner bank's KYC regulation.We are team of highly motivated individuals who are driven by a goal to provide data-driven, affordable and flexible app-based credit lines to a million middle-class Indians in the next 3 years.
About UsFeature
Unlocking the Power of Our Loan Features
We believe in transparency, and that's why we offer competitive interest rates and flexible repayment options. Our user-friendly loan management platform makes it easy for you to monitor your loan status, make payments, and stay on top of your financial journey.
- Flexible Repayment : Customize your loan with easy payment plans.
- Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
- Quick Approval Process: Get funds swiftly with fast approvals.
- No Hidden Fees: Transparent loan terms, no surprises or extras.
- Loan Assistance: Our team is here to guide and support you.
24/7 Support
Flexible Repayment : Customize your loan with easy payment plans.
Low Cost
Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
Featured Plans
Secure your dreams with our empowering featured loans
Agent 1
Agent loan-90%
Interest Rate- Take Minimum ₹500.00 INR
- Take Maximum ₹30,000.00 INR
- Per Installment 10%
- Installment Interval 30 Days
- Total Installment 1
Agent 2
Agent loan-80%
Interest Rate- Take Minimum ₹500.00 INR
- Take Maximum ₹30,000.00 INR
- Per Installment 10%
- Installment Interval 30 Days
- Total Installment 2
Agent 3
Agent loan-70%
Interest Rate- Take Minimum ₹500.00 INR
- Take Maximum ₹30,000.00 INR
- Per Installment 10%
- Installment Interval 30 Days
- Total Installment 3
Agent 4
Agent loan-40%
Interest Rate- Take Minimum ₹500.00 INR
- Take Maximum ₹30,000.00 INR
- Per Installment 10%
- Installment Interval 30 Days
- Total Installment 6
Agent 5
Agent loan20%
Interest Rate- Take Minimum ₹500.00 INR
- Take Maximum ₹30,000.00 INR
- Per Installment 10%
- Installment Interval 30 Days
- Total Installment 12
Home 1
Home loan-70%
Interest Rate- Take Minimum ₹10,000.00 INR
- Take Maximum ₹500,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 6
Home 2
Home loan-40%
Interest Rate- Take Minimum ₹10,000.00 INR
- Take Maximum ₹500,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 12
Home 3
Home loan-10%
Interest Rate- Take Minimum ₹10,000.00 INR
- Take Maximum ₹500,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 18
Personal 1
Personal loan-85%
Interest Rate- Take Minimum ₹1,000.00 INR
- Take Maximum ₹100,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 3
Personal 2
Personal Loan-70%
Interest Rate- Take Minimum ₹1,000.00 INR
- Take Maximum ₹100,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 6
Personal 3
Personal loan-60%
Interest Rate- Take Minimum ₹1,000.00 INR
- Take Maximum ₹100,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 8
Personal 4
Personal Loan-40%
Interest Rate- Take Minimum ₹1,000.00 INR
- Take Maximum ₹100,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 12
Personal 5
Personal Loan-10%
Interest Rate- Take Minimum ₹1,000.00 INR
- Take Maximum ₹100,000.00 INR
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 18
86+
Country Wide
763+
Happy Client
195
Winning Awards
₹30K+
Total Loan
FAQ
Frequently Asked Questions
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Blog Post
Our Latest Blog
03
Aug
Helped by Loan : Finding the Perfect Summer Internship
After graduating from college, many jobs want experience in your work field. Having a summer internship is a great way gain experience. Here are some ways to find the perfect internship for you:Check out online resourcesThere are many online resources to help you look for internships. CyHire is a great tool to find employers who are recruiting Iowa State students. You can search for positions by your college or major, upload your resume, view career fair information and more. You can even automate your CyHire search to have new opportunities emailed to you. LinkedIn is another great tool to connect with people and to find internships in different cities and states. Through LinkedIn you can also connect with alumni of Iowa State University.Attend career fairsCareer fairs are a great way to network and to create connections with people in the work force. Through networking you are able to share your resume and network for yourself with others. Connections are important for finding job opportunities.Contact the employer directlyYou don’t see an internship at a business or organization you want to work for? Contact the business or the employers. This shows them that you are motivated and willing to go the extra mile.Find something that works for youLooking for an internship that intrigues you and will help you improve your skills and connections is important when making a final decision. While there are both paid and un-paid internships, there may be scholarships you can apply for if you decide to take an un-paid position, so don’t discount an opportunity if it will ultimately help you gain valuable experience.
03
Aug
Agri-loan, key to farming success
Starting today's article with statistics provided by the Bangladesh Bank.According to IFPRI, 19 percent of farmers take loans from relatives. 15 percent from the landowner, 11.4 percent come from moneylenders and 3.6 percent from various associations and cooperatives. Farmers get the largest share of the loan from the Krishi Bank, which is about 15 percent. Large, medium and small farmers together get 36 percent of the total loan while marginal farmers get about 5 percent. The total percentage of loan all the farmers get is 36 percent. Sharecroppers, the farmers who cultivate other people's land on lease, do not get this loan. As a result, they have to rely on loans from other sources, including NGOs.Small NGOs and associations began to form in the districts and upazilas from the 80s to the early 90s of the last century. Along with other developmental activities, these institutions started a micro-credit programme. Institutions thrive mainly on interest earned from loans. But there is no such change in the farmer I have witnessed. The farmer falls into a debt trap and sometimes carry the burden of prolonged loans that they take from NGOs and local moneylenders. Farmer Rafiqul Islam from Natore, at one of the open-air discussion among farmers and policymakers, popularly known as 'Krishi Budget Krishoker Budget' (Farmers' Voices in Budget, aired on Channel i), said he has never seen any political person become poor while doing politics, but the farmers are not well off doing their profession, which is farming. "We don't have capital, no one thinks about our market, no one talks about us," Rafiqul angrily said. Such anger doesn't only come from Rafiqul, but almost every farmer bears the same agony. Most importantly, the moneylenders expanded their business by capitalizing on the poor state of the farmers and they never want them to get out of this vicious circle of borrowing money from the locally-rich and powerful people.
03
Aug
Dealing with Delinquent Business Loans: Protecting Your Finances and Credit
Closing on a business loan often brings a sense of relief and excitement as you secure the funds to grow your business. However, it’s not uncommon to find yourself overwhelmed after a few months or years, realizing that you’ve taken on more than you can handle. With over one-third of Americans struggling with delinquent debt and the risk of loan defaults, taking immediate action is crucial when you fall behind on loan payments. This article provides essential information on delinquent loans, defaults, and practical strategies to protect yourself and minimize the associated damage.Understanding Delinquent LoansA loan becomes delinquent when you miss a payment, even in just one day. If you miss payments or cannot make them for an extended period (typically 90 to 120 days), the lender may classify the loan as default and initiate collection procedures. Both delinquent loans and defaults have negative implications for your credit. It’s important to note that the timing of your delinquency rarely matters. For example, if your payment is due on February 1 and the lender doesn’t receive it that day, the loan becomes delinquent on February 2.Consequences of Delinquent LoansThe consequences of a delinquent loan depend on your lender’s policies and the terms outlined in the loan agreement. However, there are three typical outcomes:Penalty Rates & Late Fees: Loan agreements often permit lenders to charge late fees after a few days grace period. Some agreements also permit the lender to increase the interest rate on overdue amounts, known as a “penalty rate” or “default rate.” Late fee structures vary among lenders, so it’s essential to understand their specific policies to avoid surprises.Negative Impact on Credit Score: Once you are 30 days late on payments, lenders can report the late payment to credit bureaus. Beyond this period, a late payment can decrease your credit score by nearly 100 points. In addition, poor credit score makes qualifying for future business loans more challenging. Late payments can remain on your credit report for up to seven years, even if you pay the lender after the item is reported.It’s worth noting that this 30-day rule does not apply to business credit reports, as lenders can report late payments to commercial credit bureaus even if you are just one day late.Increased Contact from LendersWhen you have a delinquent loan, expect frequent calls and emails from your lender urging you to make payments. Lenders prioritize collection efforts while the deadline is fresh in your mind. As delinquency continues, it becomes more challenging for lenders to collect the debt.Delinquent Loans vs. Defaulted LoansA loan transitions from delinquency to default when you have an outstanding balance for an extended period specified in the loan agreement. Typically, lenders wait 90 to 120 days before considering a loan as default.How to Identify Defaulted LoansWhen a loan goes into default, the lender will send you a written notice stating that you have breached the loan agreement and must immediately repay the entire loan balance. The lender might also sell or transfer the debt to a collection agency, escalating collection efforts to recover the outstanding balance. If the lender believes they won’t recover the money, they can charge off the loan, removing it from their books. However, you remain responsible for paying the debt.Actions After DefaultThe lender’s subsequent actions depend on whether the loan is secured or unsecured. Secured loans have collateral or personal guarantees backing them, while unsecured loans do not.
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